Protecting Your Creative Vision and Your Business
As a photographer, every photo you capture represents your creativity, time, and dedication. Whether you run a photography studio or manage on-location shoots, your business is exposed to risks — from damaged equipment to client injuries or data loss.
That’s where Photography Studios Insurance from Media Business Insurance comes in. We specialize in comprehensive insurance packages that safeguard your photography business against accidents, lawsuits, and unexpected losses — so you can focus on what truly matters: creating stunning images.
Service
Boost Your Traffic & Grownup your market.
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Media Liability Insurance
Stay protected against claims of copyright infringement, defamation, or misuse of content. This coverage keeps your brand’s reputation intact and your finances secure.
Production Insurance
From film shoots to ad campaigns, unexpected disruptions can be costly. Our production insurance covers delays, cancellations, and equipment loss so your work never stops.
Cyber & Data Protection
Digital threats are real. We protect your media company from cyberattacks, data breaches, and digital asset theft — keeping your clients’ trust intact.
Equipment & Property Coverage
Insure your cameras, editing systems, sound gear, and production studios against accidental damage, theft, or technical failure.
Professional Indemnity Insurance
If a client claims your work caused financial loss, we’ve got your back. This policy covers legal expenses and compensation claims.
Business Owner’s Policy (BOP): All-in-One Coverage for Photographers
A Business Owner’s Policy (BOP) is the foundation of a solid insurance plan for your photography business. It combines General Liability Insurance and Commercial Property Insurance into one affordable package — providing protection against both lawsuits and property damage.
Your BOP includes:
🏢 Property Coverage: Protects your cameras, lenses, lighting gear, studio furniture, and computer systems from fire, theft, or vandalism.
⚖️ General Liability: Covers third-party injuries or property damage — like a client tripping over cables during a photoshoot.
💰 Business Interruption: Replaces lost income if you must temporarily close due to a covered event like a fire or flood.
General Liability Insurance: Protecting Your Studio and Reputation
Even the most careful photographers can face accidents. A client might slip during a shoot, a light stand could fall and damage property, or a dissatisfied customer could claim negligence. General Liability Insurance protects you from these everyday risks.
Coverage Highlights:
Third-party injuries or property damage
Legal defense costs and settlements
Client claims related to photo sessions or studio visits
Personal and advertising injury (such as copyright or defamation claims)
Workers’ Compensation: Safeguarding Your Team Behind the Lens
Behind every great photo is a hardworking team — assistants, editors, stylists, and lighting techs. Workers’ Compensation Insurance ensures your staff is protected if they get injured or sick while on the job.
What It Covers:
Medical bills, hospitalization, and rehabilitation
Lost wages while the employee recovers
Employer liability in case of employee lawsuits
Compliance with California’s legal requirements for all businesses with employees
FAQ
Frequently Ask Questions.
Studios face risks like equipment loss, copyright disputes, and on-set injuries. Insurance protects your business from these financial setbacks.
A BOP includes General Liability, Property Insurance, and Business Interruption coverage — bundled to save costs.
Yes, any business with employees must carry Workers’ Compensation coverage by law.
Absolutely. We tailor your coverage based on your studio’s size, projects, and risks.
