Protect Your Passion, Secure Your Business
Every event you capture tells a story — from weddings to corporate functions — but behind every perfect shot lies a range of risks. Expensive equipment, tight deadlines, and crowded venues can lead to accidents that jeopardize your business.
That’s where Event Photographers Insurance from Media business Insurance comes in. We specialize in protecting photography professionals like you with coverage that keeps your creativity flowing and your finances safe.
Our tailored insurance plans combine General Liability, Business Owner’s Policy (BOP), and Workers’ Compensation into one powerful protection package — designed for today’s modern photographers.
Service
Boost Your Traffic & Grownup your market.
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Media Liability Insurance
Stay protected against claims of copyright infringement, defamation, or misuse of content. This coverage keeps your brand’s reputation intact and your finances secure.
Production Insurance
From film shoots to ad campaigns, unexpected disruptions can be costly. Our production insurance covers delays, cancellations, and equipment loss so your work never stops.
Cyber & Data Protection
Digital threats are real. We protect your media company from cyberattacks, data breaches, and digital asset theft — keeping your clients’ trust intact.
Equipment & Property Coverage
Insure your cameras, editing systems, sound gear, and production studios against accidental damage, theft, or technical failure.
Professional Indemnity Insurance
If a client claims your work caused financial loss, we’ve got your back. This policy covers legal expenses and compensation claims.
General Liability Insurance: Your First Line of Defense
As an event photographer, you work in unpredictable environments — hotels, venues, outdoor locations, and event halls. General Liability Insurance protects you if someone is injured or if property is damaged during a shoot.
Coverage Highlights:
🏢 Third-party bodily injury (e.g., a guest trips over your lighting stand)
🎥 Property damage (e.g., an accidental spill damages a client’s venue equipment)
🧑⚖️ Legal expenses (e.g., lawsuits, settlements, and attorney fees)
📢 Personal and advertising injury (e.g., copyright or defamation claims)
Business Owner’s Policy (BOP): Complete Protection for Your Photography Business
A Business Owner’s Policy (BOP) combines essential coverages — including General Liability Insurance, Property Insurance, and Business Interruption Coverage — into one affordable, convenient package.
Perfect for independent photographers and studios, a BOP safeguards your business assets, income, and day-to-day operations.
What’s Included in a BOP for Event Photographers:
📷 Property Coverage — Protects cameras, computers, and editing equipment.
🏢 Business Interruption — Reimburses lost income after events like theft or fire.
💼 General Liability — Covers bodily injury and property damage claims.
Workers’ Compensation: Protect Your Team Behind the Lens
If you employ assistants,second shooters, or editors, Workers’ Compensation Insurance is essential — and legally required in California. It protects both you and your team if someone gets injured or sick while on the job.
Coverage Benefits:
💊 Covers medical expenses and rehabilitation costs
💰 Replaces a portion of lost wages during recovery
⚖️ Provides legal protection from potential lawsuits
🧍♀️ Ensures compliance with California state law
FAQ
Frequently Ask Questions.
It covers equipment damage, liability claims, business interruptions, and employee injuries. You can also include protection for cyber risks and data loss.
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Yes — California law requires you to have Workers’ Comp coverage if you employ even one person.
A BOP bundles key coverages like liability and property insurance, saving you money while providing complete protection.
Absolutely. Our policies include coverage for equipment while in transit or on location.
