Smart Protection for Media and Creative Businesses
In the fast-paced media industry, every project, shoot, and collaboration comes with its share of risks. Whether you run a creative agency, production studio, or marketing firm, protecting your business from unexpected events is essential. That’s where a Business Owner’s Policy (BOP) from Media Busness Insurance comes in.
Our tailored BOP packages combine essential coverages like General Liability Insurance, Commercial Property Insurance, and Business Interruption Coverage — giving your business complete protection in one affordable plan
Service
Boost Your Traffic & Grownup your market.
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Media Liability Insurance
Stay protected against claims of copyright infringement, defamation, or misuse of content. This coverage keeps your brand’s reputation intact and your finances secure.
Production Insurance
From film shoots to ad campaigns, unexpected disruptions can be costly. Our production insurance covers delays, cancellations, and equipment loss so your work never stops.
Cyber & Data Protection
Digital threats are real. We protect your media company from cyberattacks, data breaches, and digital asset theft — keeping your clients’ trust intact.
Equipment & Property Coverage
Insure your cameras, editing systems, sound gear, and production studios against accidental damage, theft, or technical failure.
Professional Indemnity Insurance
If a client claims your work caused financial loss, we’ve got your back. This policy covers legal expenses and compensation claims.
Why Your Media Business Needs a BOP
Media and creative companies rely on valuable assets — from high-end equipment to intellectual property. A single accident, lawsuit, or data loss can cause major financial setbacks.
A Business Owner’s Policy acts as a safety net, ensuring your studio, gear, and employees are protected. Whether it’s property damage, third-party injury, or interruption to your operations, BOP coverage ensures your business keeps running smoothly.
Coverage Highlights:
✅ General Liability Protection — Covers client injury, property damage, and lawsuits.
🏢 Property Insurance — Protects office spaces, studios, and expensive production equipment.
💼 Business Interruption Coverage — Replaces lost income during forced closures (like fires or theft).
General Liability Insurance: The Foundation of Protection
Even the most careful media professionals face risks — a client trips during a shoot, equipment damages a location, or a copyright claim arises. General Liability Insurance is the cornerstone of every BOP and protects your business from financial losses caused by third-party injuries, property damage, and lawsuits.
What’s Covered:
Third-party bodily injury or property damage
Legal defense and settlement costs
Personal and advertising injury (like defamation or copyright claims)
Workers’ Compensation: Protecting Your Crew
From videographers and editors to marketing specialists and production staff — your team keeps your business running. Workers’ Compensation Insurance provides crucial protection if they’re injured or fall ill due to work-related tasks.
FAQ
Frequently Ask Questions.
A BOP combines multiple coverages — including General Liability and Property Insurance — into one convenient package for small to mid-sized businesses.
Yes. Workers’ Comp is a separate but essential policy that protects your employees and keeps your business compliant with California law.
Absolutely. General Liability is a core part of a BOP, covering lawsuits, injuries, and third-party property damage.
Yes, we’ll tailor your plan based on your media business needs — from production studios to marketing agencies.
