Protecting the Stories That Shape Our Communities
Running a local newspaper or magazine is more than just publishing content — it’s about keeping the community informed, inspired, and connected. But behind every headline, photo shoot, and editorial meeting lies a set of risks unique to the publishing world.
That’s why Media Business Insurance offers specialized insurance for local newspapers and magazines. Whether you manage a small-town publication or a growing digital magazine, our policies protect your people, property, and reputation — so you can focus on delivering great journalism.
Service
Boost Your Traffic & Grownup your market.
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Media Liability Insurance
Stay protected against claims of copyright infringement, defamation, or misuse of content. This coverage keeps your brand’s reputation intact and your finances secure.
Production Insurance
From film shoots to ad campaigns, unexpected disruptions can be costly. Our production insurance covers delays, cancellations, and equipment loss so your work never stops.
Cyber & Data Protection
Digital threats are real. We protect your media company from cyberattacks, data breaches, and digital asset theft — keeping your clients’ trust intact.
Equipment & Property Coverage
Insure your cameras, editing systems, sound gear, and production studios against accidental damage, theft, or technical failure.
Professional Indemnity Insurance
If a client claims your work caused financial loss, we’ve got your back. This policy covers legal expenses and compensation claims.
Business Owner’s Policy (BOP): Complete Protection for Media Companies
A Business Owner’s Policy is the foundation of your publishing insurance plan. It bundles key protections into one cost-effective policy, providing broad coverage for everyday business risks.
What’s Covered:
General Liability Insurance – Covers third-party injury, property damage, and legal claims related to your operations.
Commercial Property Insurance – Protects your printing equipment, office space, and digital assets from fire, theft, or vandalism.
Business Interruption Coverage – Compensates for lost income if your operations are halted by covered incidents like fires or floods.
General Liability Insurance: Shielding Your Reputation and Operations
In the fast-moving world of journalism, even small mistakes can lead to big consequences. General Liability Insurance helps protect your publication from third-party claims and lawsuits that could otherwise disrupt your operations.
It Covers:
Customer or visitor injuries at your office or newsroom
Property damage caused during events, interviews, or shoots
Libel, slander, or defamation claims from your published content
Copyright infringement related to your articles or media use
Workers’ Compensation: Protecting Your Journalists and Staff
Whether it’s a reporter on assignment, a photographer in the field, or an editor working long hours at the office, every member of your team deserves protection. Workers’ Compensation Insurance ensures your employees are covered if they’re injured or become ill while doing their job.
Coverage Includes:
Medical treatment and rehabilitation costs
Lost wages during recovery
Legal protection in case of workplace injury claims
Compliance with California employment laws
FAQ
Frequently Ask Questions.
Studios face risks like equipment loss, copyright disputes, and on-set injuries. Insurance protects your business from these financial setbacks.
A BOP includes General Liability, Property Insurance, and Business Interruption coverage — bundled to save costs.
Yes, any business with employees must carry Workers’ Compensation coverage by law.
Absolutely. We tailor your coverage based on your studio’s size, projects, and risks.
