Creative Business Insurance Experts

Sound Engineers and Producers Insurance

Protect Your Media Business from Everyday Risks
Business Owner's Policy California

Protecting Your Studio. Securing Your Sound.

Every perfect mix and flawless production takes more than just creativity — it takes protection. As a sound engineer or producer, your studio, equipment, and reputation are your most valuable assets. One accident, lawsuit, or equipment failure could disrupt your business and cost you thousands.

We specialize in insurance for sound engineers, music producers, and recording studios. Our goal is to make sure you can focus on your craft — without worrying about risks.

 

Service

Boost Your Traffic & Grownup your market.

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Media Liability Insurance

Stay protected against claims of copyright infringement, defamation, or misuse of content. This coverage keeps your brand’s reputation intact and your finances secure.

Production Insurance

From film shoots to ad campaigns, unexpected disruptions can be costly. Our production insurance covers delays, cancellations, and equipment loss so your work never stops.

Cyber & Data Protection

Digital threats are real. We protect your media company from cyberattacks, data breaches, and digital asset theft — keeping your clients’ trust intact.

Equipment & Property Coverage

Insure your cameras, editing systems, sound gear, and production studios against accidental damage, theft, or technical failure.

Professional Indemnity Insurance

If a client claims your work caused financial loss, we’ve got your back. This policy covers legal expenses and compensation claims.

Business Owner’s Policy (BOP) for Studios and Producers

A Business Owner’s Policy (BOP) is the ultimate insurance bundle for sound engineers, producers, and studio owners. It combines General Liability Insurance, Commercial Property Coverage, and Business Interruption Protection — providing complete coverage at an affordable rate.

What a BOP Covers:

  • General Liability: Covers lawsuits, property damage, and client injuries.

  • Commercial Property: Protects your studio, rented space, and recording equipment.

  • Business Interruption: Covers lost income when your studio is forced to shut down due to covered events like fire or theft.

General Liability Insurance: Defend Your Reputation and Finances

Every client interaction, project, or studio booking carries a small risk. A client could trip over a cable, claim defamation, or sue over alleged project delays. General Liability Insurance is your first line of defense — protecting your business from third-party claims, property damage, and lawsuits.

General Liability Insurance Covers:

  • Bodily injury or property damage claims

  • Client lawsuits and legal expenses

  • Advertising and personal injury (such as defamation or copyright disputes)

+60%
Lead Increase

Workers’ Compensation: Protecting Your Crew and Freelancers

Your production team is the heartbeat of your business — from assistants and engineers to editors and techs. Workers’ Compensation Insurance protects them (and you) when workplace injuries or illnesses happen.

In California, Workers’ Compensation isn’t just recommended — it’s required by law.

Workers’ Compensation Covers:

  • Medical treatment and hospital expenses

  • Lost wages during recovery

  • Rehabilitation and therapy

  • Legal costs if an employee files a claim

FAQ

Frequently Ask Questions.

Studios face risks like equipment loss, copyright disputes, and on-set injuries. Insurance protects your business from these financial setbacks.

 

A BOP includes General Liability, Property Insurance, and Business Interruption coverage — bundled to save costs.

 

Yes, any business with employees must carry Workers’ Compensation coverage by law.

 

Absolutely. We tailor your coverage based on your studio’s size, projects, and risks.

 

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