Protecting Your Gear, Your Clients, and Your Business
Your equipment is the backbone of your business. Whether you rent cameras, lighting kits, drones, or editing systems, every piece of gear is a valuable investment. One accident, theft, or equipment malfunction can lead to huge financial loss — and even liability issues.
That’s why Media Business Insurnce offers specialized Video Equipment Rental Houses Insurance designed specifically for the film, media, and production rental industry in California. We understand your unique challenges and provide tailored coverage to safeguard your assets, your staff, and your business reputation.
Service
Boost Your Traffic & Grownup your market.
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Media Liability Insurance
Stay protected against claims of copyright infringement, defamation, or misuse of content. This coverage keeps your brand’s reputation intact and your finances secure.
Production Insurance
From film shoots to ad campaigns, unexpected disruptions can be costly. Our production insurance covers delays, cancellations, and equipment loss so your work never stops.
Cyber & Data Protection
Digital threats are real. We protect your media company from cyberattacks, data breaches, and digital asset theft — keeping your clients’ trust intact.
Equipment & Property Coverage
Insure your cameras, editing systems, sound gear, and production studios against accidental damage, theft, or technical failure.
Professional Indemnity Insurance
If a client claims your work caused financial loss, we’ve got your back. This policy covers legal expenses and compensation claims.
Owner’s Policy (BOP): Complete Coverage for Rental Houses
A Business Owner’s Policy (BOP) bundles essential insurance coverages into one affordable package — ideal for small to mid-sized video equipment rental companies.
Your BOP can include:
General Liability Insurance – Protects your business against third-party claims such as property damage, injury, or equipment misuse.
Commercial Property Insurance – Covers your rental equipment, office, or warehouse against theft, vandalism, or natural disasters.
Business Interruption Insurance – Helps cover lost income if your operations are disrupted by a covered event (like a fire or flood).
General Liability Insurance: Your First Line of Defense
Accidents can happen at any time — whether equipment injures someone on set or damages a location during a shoot. General Liability Insurance shields your rental business from costly lawsuits and third-party claims.
Coverage Includes:
Third-party bodily injury or property damage
Client or vendor lawsuits
Product and advertising liability
Legal fees and settlements
Workers’ Compensation Insurance: Protecting Your Crew and Team
From delivery drivers to technicians and customer support staff, your employees keep your rental operation running smoothly. But in a hands-on environment filled with heavy gear, cables, and transport tasks, workplace injuries can occur.
Workers’ Compensation Insurance provides critical coverage for:
Medical expenses for work-related injuries or illness
Wage replacement during recovery periods
Rehabilitation costs
Legal protection for your business
FAQ
Frequently Ask Questions.
Yes. Even if you run a media business remotely, liability risks like copyright or client property damage can still arise
It combines General Liability, Property Insurance, and Business Interruption Coverage — ideal for small media firms.
Yes, California law requires Workers’ Comp for all businesses with employees, even part-time staff.
Rates depend on your business size, location, and services. We offer flexible, affordable plans designed for media professionals.
