General Liability Insurance: Your First Line of Defense
In the fast-paced world of media and communications, even the smallest mistake or misunderstanding can turn into a costly claim. That’s where General Liability Insurance comes in — it’s your essential safeguard against accidents, property damage, and third-party claims that could impact your creative business.
We specialize in providing tailored insurance solutions for media professionals, agencies, and digital creators. Whether you manage a production studio, a PR agency, or a freelance media brand, we help you stay protected so you can focus on what you do best — telling stories that matter.
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Media Liability Insurance
Stay protected against claims of copyright infringement, defamation, or misuse of content. This coverage keeps your brand’s reputation intact and your finances secure.
Production Insurance
From film shoots to ad campaigns, unexpected disruptions can be costly. Our production insurance covers delays, cancellations, and equipment loss so your work never stops.
Cyber & Data Protection
Digital threats are real. We protect your media company from cyberattacks, data breaches, and digital asset theft — keeping your clients’ trust intact.
Equipment & Property Coverage
Insure your cameras, editing systems, sound gear, and production studios against accidental damage, theft, or technical failure.
Professional Indemnity Insurance
If a client claims your work caused financial loss, we’ve got your back. This policy covers legal expenses and compensation claims.
General Liability Insurance: Your First Line of Defense
Even the most professional businesses face unexpected situations — a client slips on your set, a camera damages a client’s property, or a copyright claim is filed over your content. General Liability Insurance keeps your business protected from the financial fallout of these common risks.
Coverage Includes:
Bodily Injury – Covers medical costs if a third party is injured at your business or on a shoot.
Property Damage – Protects you if your business causes accidental damage to a client’s property.
Personal & Advertising Injury – Covers claims of libel, slander, and copyright infringement.
Legal Fees – Pays for defense and settlements if you’re sued.
With tailored media coverage, you’ll never have to worry about how one mistake might impact your business.
Business Owners Policy (BOP): Complete Coverage in One Package
A Business Owners Policy (BOP) combines General Liability Insurance with Property Insurance, giving small and mid-sized media companies comprehensive protection at a lower cost.
Perfect for agencies, production studios, or creative offices, a BOP covers both your business operations and physical assets, including:
Office & Studio Property Protection – Covers your cameras, lighting, editing equipment, and workspace.
Business Interruption Coverage – Compensates for income loss if operations stop due to fire, theft, or other covered incidents.
General Liability Protection – Defends against third-party injury and property damage claims.
This all-in-one policy simplifies your coverage — fewer policies to track, more peace of mind.
Workers’ Compensation Insurance: Safeguarding Your Team
Your employees are your greatest asset — from creative directors to production assistants. Workers’ Compensation Insurance ensures they’re protected if they get injured or sick while performing job-related duties.
This coverage pays for:
Medical Expenses – Doctor visits, rehabilitation, and treatment costs.
Lost Wages – Partial income replacement while the employee recovers.
Disability Benefits – Financial assistance for long-term or permanent injuries.
Legal Protection – Helps cover legal expenses if an injured employee files a lawsuit.
Workers’ Compensation isn’t just smart — it’s required by California state law. With our specialized media business coverage, compliance and care go hand in hand.
FAQ
Frequently Ask Questions.
Yes. Even if you run a media business remotely, liability risks like copyright or client property damage can still arise
It combines General Liability, Property Insurance, and Business Interruption Coverage — ideal for small media firms.
Yes, California law requires Workers’ Comp for all businesses with employees, even part-time staff.
Rates depend on your business size, location, and services. We offer flexible, affordable plans designed for media professionals.
